Kenya Mortgage Calculator

Calculate your home loan payments, compare KMRC rates, and understand all upfront costs involved in buying property in Kenya.

Quick Presets

Mortgage Details

KMRC rates: 9.5-11% | Banks: 12-16%

120 = 10 years | 240 = 20 years | 300 = 25 years

Used to calculate debt-to-income ratio

Mortgage Calculation Results

Enter your property price, interest rate, and loan tenure, then click "Calculate" to see your monthly payments.

About KMRC Mortgages

The Kenya Mortgage Refinance Company (KMRC) offers affordable mortgage financing through partner banks with rates as low as 9.5% p.a.

  • • Maximum loan: KES 10.5 million
  • • Interest rates: 9.5% - 11% p.a.
  • • Tenure: Up to 25 years
  • • Available through: KCB, Equity, Co-op, NCBA, and others