Debt Payoff Calculator

Compare snowball vs avalanche methods to find the best strategy for paying off your debts.

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💡 Enter an extra amount to see how much time/interest you save!

Note: Without an extra monthly payment, both strategies will take the same amount of time because you're only paying the required minimums.

Debt Payoff Strategy

Add your debts with their balances, interest rates, and minimum payments. We'll compare snowball and avalanche methods to find your best path to debt freedom.